St. Giles
About St. Giles
For nearly half a century, St Giles has stood out as a highly trusted partner in property insurance brokerage. Since 1971, they have consistently supported their clients with an expert grasp of the industry, reliably securing coverage for more than £50 billion worth of assets across the UK every year. Over the course of our partnership, they’ve become an invaluable extension of our team.
What sets St Giles apart is their commitment to meaningful, lasting relationships. They don’t simply provide insurance services; they immerse themselves in their clients’ business environments. Their professionals—seasoned experts well-versed in every aspect of property insurance—make it a point to truly understand our operational needs. This personal approach ensures that we always work with the same dedicated contacts, creating a sense of continuity that is rare in today’s marketplace.
Our experience with St Giles has shown them to be more than just brokers. They are friendly, knowledgeable advisors who consistently exhibit high levels of professionalism and respect. Their proactive stance and ability to tailor solutions mean we never feel like “just another client.” Instead, they position themselves as a seamless extension of our internal team—our own outsourced insurance department.
In today’s demanding business climate, it’s reassuring to have a partner who takes full ownership of their role. St Giles doesn’t just deliver insurance solutions; they deliver peace of mind. Through their adaptability, accountability, and unwavering dedication, they’ve become an indispensable partner in protecting our assets and guiding our organization forward.
Partner Services
- Property Insurance Placement:
- Specialisation in building insurance for managing agents and property owners.
- Customisable solutions that avoid a “one size fits all” approach.
- Allocation of a dedicated team, including a single point of contact.
- Assistance with ancillary policies such as Engineering, Professional Indemnity, and Directors & Officers cover.
- Full support throughout the life cycle of the policy, from inception to expiry.
- Dedicated Claims Handling:
- Provision of a dedicated claims handler for swift claim resolutions.
- Guidance on risk mitigation strategies, working alongside the broker.
- Terrorism Coverage:
- Access to terrorism cover typically provided by Pool Re.
- Ability to offer alternative, stand-alone policies through Lloyd’s of London or other insurers.
- Flexible options to handle varying exclusions and coverage needs.
- Directors & Officers (D&O) Insurance:
- Protection for personal liabilities of directors and officers.
- “One company, one policy” approach ensures proper coverage for multiple associated entities.
- Coverage on an “any one claim” basis rather than a single aggregate limit.
- Includes defence coverage for actions taken to a Leasehold Valuation Tribunal.
- Common renewal date model helps maintain competitive premiums.
- Engineering Insurance & Inspection:
- Covers sudden and unforeseen damage to essential plant equipment.
- Includes legally required inspections (e.g., lifts, communal boilers).
- Competitively sourced policies from reputable institutional insurers.
Partner Benefits
- Tailored Solutions:
- Bespoke insurance arrangements that match the unique requirements of each client.
- Freedom from generic, one-size-fits-all policies.
- Long-Term, Trust-Based Relationships:
- A consistent point of contact who fully understands the client’s operations.
- Low staff turnover ensures continuity and stable working relationships.
- Expertise and Market Leverage:
- Over 50 years of experience encourages insurer willingness to collaborate.
- Access to efficient, economic, and market-leading coverage options.
- Full-Cycle Support:
- End-to-end involvement—from policy placement to claims resolution.
- Proactive risk management advice and mitigation strategies.
- Enhanced Coverage Features:
- D&O coverage structured on an “any one claim” basis for superior protection.
- Option to select specialized terrorism insurance solutions beyond standard Pool Re cover.
- Cost Competitiveness:
- Common renewal dates and strategic sourcing help maintain competitive premiums.
- Efficient service delivery reduces administrative burdens and long-term costs.